The thing about credit cards…

Random commenter says:

BOA has raised my [credit card] interest rate from 9% to 27% for being ONE day late….Thankfully my new husband has paid them off, but how would they have expected me to ever pay it off?

She’s this close to figuring out why credit cards work the way they do. Once she remembers credit card companies actually try to make as much money as possible.

How the Mascot Stole Christmas will resume Monday. Have a good weekend!

EDIT: Another winner: “I have paid Discovery for one year and the balance is the same. Never missed a Payment.The mim. payment is not enough to cover the interest.” This person did not complain about being in the unfortunate situation of only being able to pay the minimum, so I must assume daftness.

Blue Santa

So certain people mocked me for wearing a blue Santa disguise. But little do they know I’m very culturally refined, so I know what I’m doing.

You see, the Russians have a Santa, too, named Ded Moroz (“Grandfather Frost”). He looks kinda the same; a bit different dressing style, often carrying a staff, and sometimes wears BLUE instead of red:

But that’s not the big deal. While we get Mrs. Claus as the accompanying female figure, the Russians get Ded’s hot granddaughter, Snegurochka (“Snow Maiden”). Americans get candy canes while Russians get eye candy.

So, yeah, I’m writing my letter to Ded this year.

Source: Santa Claus is an ‘illegal immigrant’ declares top Kremlin official in Christmas ‘Cold War’